Credit cards with all the perks, at low credit union ratesFind My Rate Looking at our offers won't hurt your credit score.
The perfect card at a better rate
We help you compare credit card types, brands and rates from credit unions around the nation until we find you the prefect match.
Only see credit cards you qualify for
We only display loan rates you already qualify for, guaranteed.
Our application takes minutes
From start to finish, our easy credit card application process takes minutes to complete.
Credit union rates are just better
See for yourself...
What are your credit card goals?
Same cards as the banks, with better interest
VISA®, Mastercard®, Discover®, etc. Credit union credit cards have got it all. But instead of high interest rates, MoveCU gets you not for profit credit union rates so you can spend more on life, and less on interest.
See what everyone's saying
“I found the right credit card using MoveCU. I will go to them in the future before searching on my own again. Perfect place to compare rates and credit unions. Ended up at a credit union that is right in my neighborhood and the credit card I got has a way better rate than what I had through Chase.”
“The application process was very fast and very simple. Received my loan very quickly. (Less than a week.) Would recommend to anyone needing to consolidate credit cards or who wants to compare cards.”
“I have 'good' credit and wanted to pay off the credit cards I have with a better rate credit card as I work toward 'excellent' credit. They showed me different options. I was able to select the best option for me, apply online and was notified I was approved within a couple of days. I really liked that I didn’t have to take time off work to go to a bank or loan company and apply in person.”
We've put together some common questions and queries related to credit cards and MoveCU just for you. Take a look:
Will applying for a credit card through MoveCU affect my credit?
To simply check the rates and terms you qualify for, MoveCU utilizes a "soft" credit pull. This type of pull does NOT affect your credit score. So look all you want if you are curious to see what rates and cards you are eligible for through MoveCU! However, if you do choose to move forward after finding a credit card you like, there will be a hard credit pull, which is done any time you request a loan of any type from any financial institution.
What is the difference between a credit union credit card and a "big bank" credit card?
Generally? Interest rates and perks. On average, credit unions offer lower rates and more perks than the big banks. However, card types like rewards cards, low interest cards and brands like Visa®, Discover®, MasterCard®, and American Express®? That's all the same.
How do I know I'm getting the best rate?
At MoveCU, we take your personal information, and using the rates and qualifications of credit unions around the nation, find you the lowest rates and best terms available to you. No preferential treatment is given to any one credit union. We strictly base it off your eligibility and what will save YOU the most money.
Will I be able to compare multiple credit cards?
YES! After you provide us with your basic information using our form, we will pull the best credit card rates and types YOU qualify for. That way you can compare, contrast, and find the best fit for your specific wants and needs - while knowing you already qualify.
How is MoveCU different than a lending comparison website?
Multiple ways. First, we ONLY work with credit unions. Second, unlike lending comparison sites who take your information, submit it to multiple lenders and then hit you over the head with thousands of phone calls from lenders, we take your information, show you loans YOU qualify for, and then allow you to complete the ENTIRE application process in minutes on our website. No waiting. No third parties. No lender phone calls. No fees or cost to you. Just quick and easy lending, all done through MoveCU.
Take a look at our recent personal loan-inspired blog articles.
Credit Cards - weigh the pros and cons
Credit Cards can be a great idea. But it all depends on yourSep 21, 2021
4 easy steps to start putting money into savings
Costs add up fast and it can seem like putting money aside isAug 9, 2021
3 ways to defeat working from home burnout
Pandemic fatigue is nothing new. It has been over a year since weJuly 18, 2021
See more resources on our blog.
From start to finish our application process only takes minutesFind My Rate
MoveCU utilizes what is called a "soft inquiry" to access and approve you based on your credit report. This allows you to compare offers without affecting your credit score, which will remain unaffected unless you accept an offer.
*Source: Rates as of May 3, 2023 from NCUA.gov. APR = Annual Percentage Rate. MoveCU.com rates are based on the lowest rates available through our organization. The rate you qualify for may be higher than the rate that is shown. All loan rates are considered on an annual basis. Additional conditions may apply.